CATASTROPHIC MAJOR MEDICAL

Needed protection from catastrophic medical claims at low group rates. With catastrophic major medical insurance coverage, you may receive up to $1,000,000 of protection above and beyond your basic health insurance coverage.

INDIVIDUAL MAJOR MEDICAL INSURANCE
Health care costs continue to increase and a solid plan of medical insurance is an absolute necessity. Celtic Insurance Company offers health insurance products to meet all of your member’s needs, from child-only plans to coverage for adults and families. They offer the choices, the flexibility and the coverage your member’s want, including a new money-saving doctor and hospital PPO plan. Plus, deductibles, coinsurance and extra options are all designed to help meet your member’s needs and budgets.

  • Quality coverage for individuals and families ages six months to 64 ½ years
  • Choice of 70/30, 80/20 or 100% coinsurance
  • Deductible choices ranging from $250 to $10,000
  • Rx Discount Cards plan options
  • $25,000 in term life insurance (not available in all states) plan option
  • $500 of supplemental accident coverage - per injury plan option
  • Preferred rates for non-tobacco users

    • Additional Benefits:
    Simple online applications
    12 month initial rate guarantees
    Flexible billing options
    Prompt claims payment; no claim forms
    Toll-free customer service

    These plans are not available in the following states: HI, MA, ME, MD, MN, ND, NH, NJ, NY, OR, RI, UT, VT & WA.

    Link for summary and description page:
    https://www.celtic-net.com/consumer/3.0vo.htm

    Link for quote page:
    https://www.celtic-net.com/ConsumerSelectStateQuote.asp

    Link for private health care service providers:
    http://www.geoaccess.com/phcs/po/

    Link for Celticare Health Plan:
    https://www.celtic-net.com/consumer/products/celticare3.0.htm

    Link for Celtic ValueOne Plan:
    https://www.celtic-net.com/consumer/products/ValueOne.htm

    CARRIER
    Celtic Insurance Company

    Celtic began operating in 1978 as a broker, insurance and reinsurance company for group life and health coverage. Today, the company has narrowed its focus and holds a strong commitment to the individual health marketplace. The expansive Celtic Product Portfolio includes the CeltiCare Health Plan for individuals and families, the CelticSaver PPO Plan, the CeltiCare for Kids Health Plan, and the Celtic Short-Term Health Plan. They cover approximately 90,000 lives and have over $200 million in premium annually.

    Celtic is headquartered in Chicago, IL and is rated "A-" (Excellent) by A.M. Best Company, independent insurance analysts. They are licensed in all states except New York and are not licensed in D.C.